Kolkata, June 18, 2025: ManipalCigna Health Insurance, a leading standalone health insurer in India, is set to double its presence in East India after registering an impressive 43% year-on-year growth in May 2025 the highest among all standalone health insurance (SAHI) players, according to data from the General Insurance Council (GIC).
Currently present in 42 cities across the region with an advisor base of over 10,000, the company plans to significantly scale up its operations by doubling its retail footprint, branch network, and agent strength adding another 10,000 advisors.
In FY25, ManipalCigna recorded over ₹130 crore in Gross Direct Premium Written (GDPW) in East India, with West Bengal contributing ₹55 crore+. Over the past three years, it has paid out ₹200 crore in health claims in the region, including ₹80 crore in West Bengal, highlighting its commitment to supporting healthcare needs during critical times.
“East India presents a strong opportunity for expanding health insurance access, especially in semi-urban and emerging markets,” said Sapna Desai, Chief Marketing Officer, ManipalCigna Health Insurance. “With inclusive plans like Sarvah contributing to over 50% of our new business in Kolkata, we are committed to making quality healthcare more accessible and affordable across the region.”
The company covered over 21 lakh lives and issued 45,000+ policies in East India in FY25. Its inclusive health insurance product Sarvah, tailored for the ‘missing middle,’ has emerged as a market favorite for its simplicity, affordability, and everyday relevance.
“Sarvah has become a preferred choice in key markets because it addresses real, everyday needs with simplicity and value,” said Ashish Yadav, Head – Products and Operations, ManipalCigna Health Insurance. “By focusing on what matters most, we’re building lasting trust in health insurance.”
The company’s product suite is designed to address the region’s complex health challenges—ranging from the rising tide of non-communicable diseases (NCDs) such as diabetes and hypertension, to the persistent threat of communicable illnesses like dengue and tuberculosis.
In addition to Sarvah, ManipalCigna’s top offerings include:
Lifetime Health – a comprehensive, no-compromise cover for all life stages
Senior Citizen Plan – tailored for older adults with age-specific healthcare needs
ManipalCigna is expanding its presence across major hubs in Assam, Bihar, Jharkhand, Odisha, West Bengal, Arunachal Pradesh, Tripura, Manipur, Meghalaya, and Mizoram, leveraging a combination of physical branches, agent networks, and digital infrastructure.
As part of its mission, the company remains focused on making quality healthcare protection accessible, affordable, and relevant for every Indian.
