Kolkata, July 21, 2026: Bandhan Bank has reported a strong start to FY2026-27, with its total business growing 11% year-on-year to over ₹3.2 lakh crore, driven by healthy growth in loans, deposits, and continued expansion of its banking network. The Bank also posted a net profit of ₹502 crore for the first quarter.
The Bank’s loan book increased 16% YoY to ₹1.56 lakh crore, while total deposits rose 7% YoY to ₹1.65 lakh crore. Retail deposits continued to remain the Bank’s strength, accounting for 74% of total deposits, while the CASA ratio stood at 29.4%, reflecting a stable funding base.
Bandhan Bank currently serves around 3.2 crore customers through nearly 6,400 banking outlets spread across 35 of India’s 36 States and Union Territories, supported by a workforce of more than 74,500 employees.
The Bank also maintained a strong financial position, with its Capital Adequacy Ratio (CAR) at 18.2%, comfortably above the regulatory requirement.
MD & CEO Highlights Sustainable Growth
Commenting on the quarterly performance, Partha Pratim Sengupta, MD & CEO of Bandhan Bank, said the results reflect the Bank’s resilience, the dedication of its employees, and the trust of its customers and stakeholders.
He emphasized that the Bank remains committed to customer-centric and digitally driven growth, focusing on expanding its distribution network, strengthening product offerings, and leveraging data-driven insights to deliver long-term value while ensuring sustainable and balanced growth.
Focus on Retail Expansion & Digital Transformation
Looking ahead, Bandhan Bank will continue to diversify its asset portfolio with a stronger focus on retail lending while accelerating digital transformation to enhance operational efficiency, improve productivity, and deliver a superior customer experience.
Key Highlights – Q1 FY2026-27
- Total Business: ₹3.2 lakh crore (↑11% YoY)
- Net Profit: ₹502 crore
- Total Advances: ₹1.56 lakh crore (↑16% YoY)
- Total Deposits: ₹1.65 lakh crore (↑7% YoY)
- Retail Deposits: 74% of total deposits
- CASA Ratio: 29.4%
- Capital Adequacy Ratio (CAR): 18.2%
- Customers: Around 3.2 crore
- Banking Outlets: Nearly 6,400
- Employees: Over 74,500
This performance underscores Bandhan Bank’s continued momentum in strengthening its retail franchise, enhancing digital capabilities, and maintaining a robust financial foundation for future growth.
