Kolkata, April 28, 2026: Bandhan Bank has reported a solid financial performance for FY 2025–26, with total business expanding by over 11% year-on-year to surpass ₹3.2 lakh crore, reflecting steady growth across both deposits and advances.
The bank’s loan book grew by 12.6% YoY to ₹1.54 lakh crore, while total deposits rose 10% YoY to ₹1.66 lakh crore. Retail deposits continued to dominate, contributing nearly 74% of the total deposit base—an indicator of strong customer trust and a stable funding profile.
Operational strength was further reflected in the bank’s Capital Adequacy Ratio (CRAR), which stood at a healthy 18%, comfortably above regulatory requirements. The CASA ratio was recorded at 29.3%, showcasing balanced deposit growth.
During the financial year, the bank posted a net profit of ₹1,224 crore, supported by improved operational efficiency and expansion of its distribution network. The lender now serves around 3.2 crore customers through more than 6,350 outlets spread across 35 states and Union Territories, backed by a workforce exceeding 75,000 employees.
Speaking on the performance, MD & CEO Partha Pratim Sengupta emphasized that the bank’s growth was driven by disciplined execution and a diversifying business model. He reiterated the bank’s focus on customer-centric and digital-led strategies, including expansion of product offerings and leveraging data-driven insights.
Looking ahead, Bandhan Bank aims to strengthen its retail portfolio, accelerate digitization, and enhance customer experience, positioning itself for sustainable and risk-adjusted growth in the coming years.
