Kolkata, July 18, 2025:
Bandhan Bank has set a strong tone for the financial year 2025–26, posting an impressive 11% year-on-year growth in total business, which now stands at a solid ₹2.88 lakh crore. This performance is powered by a surge in deposits, an expanding retail footprint, and sustained operational excellence.
📊 Key Performance Highlights:
- Total Deposits: ₹1.55 lakh crore (+16% YoY)
- Retail Deposits Share: ~68% of total
- Total Advances: ₹1.34 lakh crore (+6% YoY)
- Net Profit (Q1 FY26): ₹372 crore
- CASA Ratio: 27.1%
- CRAR (Capital Adequacy): 19.4% — comfortably above regulatory norms
Bandhan Bank continues to deepen its national footprint, now serving over 3.14 crore customers through a widespread network of 6,350 banking outlets across 35 of India’s 36 states and union territories. The Bank’s workforce has grown to over 72,000 employees, enabling it to deliver inclusive and efficient banking services at scale.
🗣️ Leadership Viewpoint
Partha Pratim Sengupta, MD & CEO, shared his insights on the Q1 performance:
“Bandhan Bank has delivered a sequentially improving performance in Q1 FY26, marked by strong growth in deposits and continued momentum in retail and wholesale banking. While the operating environment poses certain challenges, our performance reflects the underlying resilience of our business and the strength of our strategic direction. We remain focused on prudent risk management, operational efficiency, and delivering long-term value for our customers and stakeholders.”
Strategic Focus Ahead
Bandhan Bank is reinforcing its growth strategy by:
- Diversifying its asset base, with a sharper focus on retail portfolio expansion
- Accelerating digital transformation, enhancing efficiency and elevating customer experiences
- Strengthening risk management, ensuring long-term financial health and sustainability
With robust fundamentals, a dynamic strategy, and a customer-first approach, Bandhan Bank is poised to lead the next wave of inclusive banking in India.
