Kolkata, January 22, 2026: Bandhan Bank on Thursday announced a robust performance for the third quarter of FY 2025–26, with its total business surpassing the ₹3 lakh crore milestone, reflecting sustained growth across key financial parameters.
The Bank’s total business grew 11% year-on-year to ₹3.02 lakh crore, supported by steady expansion in both deposits and advances. Total deposits rose 11% YoY to ₹1.57 lakh crore, with retail deposits accounting for a strong 72% of the overall deposit base, underlining the Bank’s stable and granular funding profile.
On the lending side, the total loan book expanded by nearly 10% YoY to ₹1.45 lakh crore, while the CASA ratio stood at 27.3%. The Bank maintained a healthy capital position, with the Capital Adequacy Ratio (CRAR) at 17.8%, comfortably above regulatory requirements.
Bandhan Bank continues to strengthen its nationwide presence, now serving around 3.25 crore customers through over 6,350 banking outlets spread across 35 of India’s 36 states and Union Territories. The Bank’s workforce has grown to more than 74,500 employees.
Commenting on the performance, Partha Pratim Sengupta, MD & CEO, Bandhan Bank, said,
“Bandhan Bank’s third-quarter performance over the last few quarters reflects strengthening fundamentals and a steady turnaround. In Q4, we plan to accelerate multiple digital initiatives aimed at enhancing customer experience, operational efficiency, and scalability. Our focus remains on building a stronger, more resilient and diversified bank, positioning us well for sustainable and profitable growth.”
The Bank reiterated its strategic focus on diversifying the asset base with greater emphasis on retail lending, alongside accelerated digitisation to improve productivity, operational efficiency, and customer experience.
With improving fundamentals and a solid capital base, Bandhan Bank enters the final quarter of FY26 on a confident footing, aiming to drive consistent growth while strengthening long-term value creation.
